Deciding to go back to school can be intimidating. You may wonder what younger students will think of you and whether or not you’re “too old” to keep up. While you’ll find that those fears are unfounded once you step foot into that first class, here’s a fear that’s 100 percent real: How to pay for it all.
Whether you’re going to college or a university for the first time, returning to complete your undergraduate degree, going for your graduate degree, or going to career school, you probably need help to finance your journey. What’s the first place you should turn? The federal government. What keeps some adult students from doing so? These three major myths:
Myth 1: Adult students cannot qualify for federal student aid due to their age.
Why is this false? Because federal student aid does not have age limits. So, whether you’re 20, 30, 40, 50, or even 60, your age won’t matter when trying to get cash for college from Uncle Sam. Simply apply (which we’ll teach you how to do in a minute), and you should be able to find some form of financial help no matter how many years you’ve been on this planet.
Myth 2: Applying for federal student aid is expensive.
The term “federal student aid” may sound fancy or intimidating. It may even sound expensive to the point that you avoid applying for it because you think you don’t have sufficient room in your budget to make the move.
Well, here’s the truth: You don’t have to pay anything to apply for federal student aid. After all, it’s aid that’s supposed to boost your bottom line and not detract from it.
Myth 3: You cannot get federal student aid with bad credit.
If you have doubts about your ability to get student aid due to poor credit history, put them to rest right now. There are no credit checks involved in this process, and you can even get student loans from the government with less than pristine credit since financial need is more important.
Start Applying for Federal Student Aid
Now that we’ve debunked those myths about federal student aid for adults, it’s time for you to take that first step and apply for it. As mentioned, applying is entirely free, and you can do so by clicking here and completing your Free Application for Federal Student Aid (FAFSA).
The FAFSA form is your gateway to student aid from the government. It showcases your financial need to states and schools too so they can send you offers to make college much more affordable. Be sure to complete it by the deadline listed at the link so you can get the financial aid you need now via student loans, grants, or work-study programs.